Rewards credit cards have become quite popular these days. And there is quite a variety of such cards now. You have the ever-popular cash back credit cards which allow card holders to get money back provided they use the card according to given stipulations. Then there are the travel rewards cards that allow frequent travelers to rack up on points and eventually redeem them for airline tickets. More importantly, these tickets can now be acquired at low APRs as well. It should not be impossible to find 0 APR credit cards that offer rewards.

Of course, many of us squander the opportunities provided by rewards credit cards either by not using the cards enough or by using them too much. In such cases, one might be advised to go in for non-rewards credit cards. As far as people with a chronic problem of overspending are concerned, it may even be a good idea to go in for prepaid credit cards that limit one's spending.